E Komo Mai, Welcome to Sapphire Mortgage!

Sapphire Mortgage is locally owned and operated on the
beautiful island of Maui. We have been assisting clients
purchase and refinance their homes since 2003. 
Nancy Bayron, Broker and Owner takes an
"Underwriting Approach"
to ensure each mortgage
a successful loan closing. 

We pride ourselves on having wonderful working relationships
with our banks and wholesale lenders and feel grateful to have
these choices for you. 
We understand each one's requirements,
overlays and nuances which is key
to matching
our client’s profile with the proper lender. 
Sapphire Mortgage has choices that a bank alone,
simply does not have.

At Sapphire Mortgage, we provide loan choices in a simple and easy format so you are sure to have a clear understanding of your new mortgage as well assurance that you picked the right one!

Another cornerstone to Sapphire Mortgage's success is we subscribe to RateAlert, a real time MBS trading feed and monitoring system to help our clients secure the best possible interest rate. For more information please click here< >.

We love working with people throughout Hawaii and have clients from Kauai, Oahu, Lanai, Molokai to the Big Island. 
Happy to announce that Jumbo Loans are becoming
easier to fund
and that with the USDA,
you still have a 100% purchase opportunity. 
FHA financing is still going strong with only 3% down on a purchase.

Call us today at 808-242-8110 or click on one of our links below to get started; we look forward to working with you!



Find the solution that fits your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.


Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.


Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.


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